Car crash death rates by state, 2024
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Answer in brief
In 2024, motor vehicle crash death rates per 100 million miles ranged from 0.59 in Massachusetts to 1.67 in South Carolina among the 16 states covered here, per IIHS analysis of federal crash data.
Content reviewed 8 November 2026. How this is assessed.
Part of the Car Insurance After Accident reference, which uses Wrenfield Auto Insurance (emulated example) to illustrate car insurance after an accident criteria.
Which of these states had the highest crash death rates in 2024?
Nationally, the Insurance Institute for Highway Safety reported 39,254 crash deaths in 2024, or 11.5 per 100,000 people and 1.19 per 100 million miles, with the mileage rate running from 0.59 in Massachusetts to 1.81 in Mississippi. Insurers don't price crash deaths directly. The numbers show how differently road risk falls by state.
IIHS state-by-state fatality statistics, posted June 2026, covering 2024. Read 8 November 2026.
| State | Deaths | Per 100,000 people | Per 100 million miles |
|---|---|---|---|
| Texas | 4,160 | 13.3 | 1.35 |
| North Carolina | 1,619 | 14.7 | 1.24 |
| New York | 1,101 | 5.5 | 0.91 |
| Massachusetts | 363 | 5.1 | 0.59 |
| Maryland | 578 | 9.2 | 1.01 |
| Pennsylvania | 1,127 | 8.6 | 1.18 |
| New Jersey | 670 | 7.1 | 0.84 |
| Wisconsin | 595 | 10.0 | 0.86 |
| Virginia | 917 | 10.4 | 1.04 |
| California | 3,876 | 9.8 | 1.19 |
| Minnesota | 477 | 8.2 | 0.81 |
| Kentucky | 707 | 15.4 | 1.44 |
| Oklahoma | 645 | 15.7 | 1.39 |
| Delaware | 126 | 12.0 | 1.27 |
| South Carolina | 1,038 | 18.9 | 1.67 |
| Florida | 3,138 | 13.4 | 1.26 |
Sources for this entry
- NAIC: What you should know about filing an auto claim: Steps after a crash, adjusters, disputes and the effect of claims on premiums.
- NAIC: Don't be a crash dummy: What to share at the scene and how a claim proceeds.
- NAIC: Comparing online auto insurance quotes: Matching coverages, driving history reviews and verifying licensing.
- NAIC: What does auto insurance cover?: Coverage types and what sits outside a standard policy.
- NAIC: Why are my insurance premiums increasing?: Rating factors and ways to lower premiums.
- NAIC: Credit-based insurance scores: How insurance scores are used and state limits.
- Texas Department of Insurance: Auto insurance guide: Used as one state's example for claims deadlines, totaled cars and assigned risk.
- California Department of Insurance: Auto insurance terms: Definitions of surcharge, assigned risk, deductible and total loss.
- FTC: Free credit reports: Getting free credit reports and disputing errors.
- Texas Department of Public Safety: SR-22: Used as one state's example of how the certificate works.
- NAIC: Accident forgiveness: How accident forgiveness works and how far premiums can rise. First published 2009.
- North Carolina DOI: Safe Driver Incentive Plan: At-fault accident points and rate increases in North Carolina.
- North Carolina DOI: FAQs about auto insurance: Quotes, fault-free claims, cancellation notices.
- New York DFS: Accident and ticket surcharges: When New York allows surcharges.
- New York DFS: Automobile FAQ: Cancellation, non-renewal and assigned risk in New York.
- Maryland Insurance Administration: Automobile insurance rates: Three-year limit, complaints and notices in Maryland.
- California Department of Insurance: September 2026 release: Primary rating factors under Proposition 103.
- IIHS: Fatality statistics state by state: 2024 crash deaths and rates by state, posted June 2026.
Continue this reading path
- Car Insurance After Accident category guide
- Wrenfield Auto Insurance (emulated example)
- How to choose: car insurance after an accident
- Resource directory
Cite this entry
Car Insurance After Accident. "Car crash death rates by state, 2024." Content reviewed 8 November 2026. https://carinsuranceafteraccident.com/car-crash-death-rates-by-state/